Even more services from your card
Thanks to the Cornèrcard credit card, and within your overall limit, you are financially flexible and can pay everywhere conveniently without cash. The monthly statement1 and the repayment schedule2 play an important role here.
Cornèrcard Cashback3
Thanks to Cornèrcard Cashback, you have the opportunity to collect 1 % cashback with each purchase you make with your Gold credit card - everywhere and at any time.
How does Cornèrcard Cashback work?
- Cashback equates to 1 % of your purchases.
- Cashback collected is valid for max 1 year.
- Visit icorner.ch or the iCornèr App regularly in order to check your cashback: As soon as it is over CHF 25 (equivalent to card transactions of CHF 2,500), you can redeem it and credit it to your Cornèrcard.
Here you can find more information about Cornèrcard Cashback.
Content of your monthly statement
The monthly statement is printed on both sides and lists all the transactions, your overall limit and finally, your outstanding balance. In addition, there is a payment slip on the last page as well as information about current promotions.
Issuing and sending your monthly statement
You will automatically receive your monthly statement regardless of the number of transactions or your outstanding balance. If your balance is under CHF 5, Cornèrcard will carry this forward free of charge to the next monthly statement to keep your admin work down.
Depending on your preference, you can receive your statement by post or free of charge in electronic form via iCornèr. You can find more information about the electronic monthly statement here.
Paying your monthly statement
The balance on your monthly statement is payable 25 days from the date of issue. You can pay it via e-banking, payment slip4 or by direct debit (LSV+). You can find the form for LSV+/direct debit payment here.
Discover more about the payment of your monthly statement
Repayment schedule
Our repayment schedule offers you the opportunity to pay the balance on your monthly statement in instalments. 2,5% of the balance (subject to a minimum of CHF 50) has to be paid each month within 25 days of the monthly statement being issued.
The benefits for you:
- No application process or formalities: you can opt for repayment immediately.
- Flexible term: you decide the term of your instalments yourself.
- Individually adjusted monthly rates: you choose the amount you would like to pay in.
The provisions defined for the repayment schedule in the General Terms and Conditions apply. Interest is calculated on the basis of an annual interest rate of a maximum of 12%.
Travel Insurance
Our travel insurance is a worry-free, comprehensive package for your holidays: whether it's a cancellation, a late start, an interruption or having to break off your journey - you are fully protected. Travel assistance, a replacement journey, travel delays, luggage, medical treatment costs, medical assistance and the exclusion of deductibles for rented vehicles are also included. The insurance is valid worldwide for an unlimited number of journeys per year and no deductibles will be charged for any services.
Additional cards
The additional card guarantees you, your partner or your children financial independence from the age of 12. The advantages of the card include an individual limit (within your global limit), transactions listed separately in the monthly statement, personal access to the iCornèr App and web portal, and the same free insurance benefits as the main card. Moreover, with the additional card you also receive 1% cashback on each purchase (credited to the main card).
Contactless payment with your Cornèrcard
Whether it’s for a newspaper at a kiosk or a coffee on the move: you can enjoy even more convenience when using your card with the contactless function as you can pay small amounts securely, reliably and quickly. Just hold up your Cornèrcard to the payment terminal, wait for the signal tone and that’s it.
It’s easy to activate the contactless function on your card by entering your PIN code when making your first payment.
The following symbols stand for contactless payment:
Mobile payment
You can rely on your smartphone and your preferred mobile payment app to pay with your Cornèrcard on the move.
Your card details will be confidential and secure
This is as simple as it is secure: as your card details are neither saved on your smartphone nor passed on to the retailer when paying. Instead, your data is converted into a fictitious number, a token.
Find out more about mobile payment
CVV2/CVC2
The card verification number – called CVV 2 on Visa cards and CVC2 on Mastercard cards– is an additional security feature for payment cards. The number should prevent stolen credit card details from being used and makes online purchases even more secure.
The verification code consists of the last three digits on the signature strip on the back of your card.
Complaints
You can appeal any discrepancies in writing within 30 days of the monthly statement being issued.
1 The monthly statements and any kind of further Cornèrcard correspondence are printed, packed and made ready for dispatch by our partner companies based in Switzerland that Cornèr Bank AG entrusts with the provision of these services.
2 Only applies to cards that allow for this possibility.
3 If supported by your product.
4 If paying at the post office counter, there may be fees depending on the amount that is paid in. You can find more information at cornercard.ch/e/payments.